The prospect of a Bank of England interest rate increase in November is already tightening the mortgage market. Data from lenders show a sharp reduction in available fixed-rate deals, with many popular products vanishing from the market in recent weeks. This contraction is likely
The Office for National Statistics reports that average UK house prices increased by 0.9% year-on-year to £273,000 in August 2026. This marks the fourth straight month of slowing annual growth, down from 1.2% in May. For investors, this deceleration suggests the market is losing
Buy to let lending in the UK increased by 25 per cent in the second quarter of 2026 compared to the same period last year, with the total value of loans reaching £10.7 billion. This jump coincides with a 20.6 per cent rise in the number of new loans, hitting 58,051, according to
Gen H’s latest mortgage pricing update reveals a nuanced approach to risk and demand across different loan-to-value bands. The lender has trimmed two-year fixed rates by 20 basis points at higher LTVs (85% to 90%), with these now starting at 6.74%. Meanwhile, rates have increased
Recent data from eXp UK reveals that 41% of homes currently on the market in England have seen their asking prices reduced. Out of 403,962 listings, 165,647 now sit below their initial advertised price. This represents an increase of 5,786 reduced-price properties since August, i
Data from Rushbrook reveals 1,322 property portfolios currently on the market across England, with asking prices nearing £1.4 billion. London’s share of this value is notable, representing almost a third of the total, despite the South East having a greater number of portfolios a
Rightmove’s October data highlights a clear trend: rising mortgage costs are forcing sellers in many lower-priced regions to reduce their asking prices. Four out of five of the most affordable areas in Great Britain have seen price cuts. This suggests that affordability constrain
New data from Property118’s Q3 2026 survey reveals a striking divergence in landlord sentiment based on portfolio size. Among landlords owning a single rental property, 53.4% say they plan to leave the sector entirely within the next three years. By contrast, only 16.7% of those
Fleet Mortgages has introduced one-year fixed-rate buy-to-let deals starting at 3.49%, with a 2.5% product fee. This move adds a short-term fixed product to the market, which has been dominated by longer-term fixes of three to five years. The rate applies across standard properti
HSBC plans to increase mortgage rates across both residential and buy-to-let products from tomorrow, continuing the trend of lenders adjusting pricing amid ongoing economic pressures. The bank’s lack of prior notice on the scale of changes makes it harder for borrowers to anticip
Coventry for Intermediaries has raised the maximum loan-to-value for interest-only mortgages from 50% to 75%. This shift significantly broadens borrowing capacity for investors and homeowners who prefer or require interest-only deals. Increasing the LTV by 25 percentage points op
Mortgage deals lasted an average of just 13 days in September, according to Moneyfacts data. This is the shortest shelf life recorded, reflecting a rapid withdrawal of competitive offers by lenders amid rising base rates and economic uncertainty. For property investors, this sign
New data from Hamptons highlights a stark shift for first-time buyers in the UK housing market. Over half (56%) of those entering homeownership now face mortgage payments that exceed their previous rental costs. This signals a significant change in the financial calculus for new
Recent data reveals that rising mortgage rates are beginning to bite into housing markets that had so far withstood economic pressures. According to Rightmove, regions that maintained price stability through earlier rate hikes are now seeing sellers reduce asking prices. This shi
Recent moves among buy to let lenders to reduce interest rates by up to 0.10 percentage points reflect a subtle easing in a market that has been under pressure from rising borrowing costs. Foundation’s decision to start its standard buy to let rates at 4.99% for 75% loan to value
Accord Mortgages has announced a reduction in its residential mortgage rates, with cuts of up to 0.26% on new business products and product transfers. The most notable adjustments apply to borrowers with a 5% deposit, particularly at the 90% loan-to-value (LTV) tier. This move is
Data from the first seven months of 2026 shows London’s private rents inching up by just under half a percent each month, while average property prices in the capital have edged down by 0.10% monthly. This divergence highlights a tightening rental market amid a softening sales en
NatWest’s decision to reduce mortgage rates on new business and existing loans signals a subtle shift in lender pricing strategies. The bank’s two-year fixed purchase rate dropping to 5.04 per cent and the five-year fixed to 4.98 per cent come after a prolonged period of rate sta
HSBC’s decision to reduce mortgage rates across both residential and buy-to-let (BTL) products signals a shift in lender behaviour amid a cooling housing market. While the bank has not published exact figures ahead of the changes taking effect tomorrow, early indications suggest
UK rental prices have hit record highs, yet beneath the surface, buy-to-let investors face mounting challenges. Our data shows rental growth has slowed markedly since mid-2025, with average annual increases dropping below 3%. This deceleration contrasts sharply with headline figu
